Our Services

COMPLETE INSURANCE SOLUTIONS.

Auto, Home, Flood, and Business Owners Policies — Apex Coverage shops 70+ carriers to find the right protection at the right price.

Auto Insurance
Auto Insurance

Drive with confidence.

AUTO INSURANCE

Whether you have one car or a fleet of vehicles, we find you the best auto coverage at the most competitive rates — from basic liability to full comprehensive protection.

Personal Auto

Collision, comprehensive, and liability coverage for your personal vehicles.

SR-22 / FR-44

Certificate filings for high-risk drivers required by the state of Florida.

Classic & Collector Cars

Agreed value coverage for vintage and collector vehicles.

Motorcycle & Recreational

Coverage for motorcycles, ATVs, boats, and RVs.

Home Insurance
Home Insurance

Protect the place you call home.

HOME INSURANCE

Your home is your most valuable asset. We shop 70+ carriers to find you the right homeowners coverage — protecting your structure, belongings, and liability at the right price.

Homeowners Insurance

Full coverage for your home's structure, contents, and personal liability.

Renters Insurance

Affordable protection for your belongings and liability as a renter.

Condo Insurance

Coverage tailored for condo unit owners and their personal property.

Umbrella Coverage

An extra layer of liability protection above your standard policy limits.

Flood Insurance
Flood Insurance

Florida's #1 overlooked coverage.

FLOOD INSURANCE

Standard homeowners policies don't cover flood damage — and in Florida, that's a serious risk. We help you find the right flood policy through the NFIP or private market carriers.

NFIP Flood Policies

Federally backed flood coverage for homes in designated flood zones.

Private Flood Insurance

Broader coverage and faster claims through private market flood carriers.

Contents Coverage

Protection for your personal belongings and furniture against flood loss.

Elevation Certificates

We help you obtain the documentation needed to lower your flood premiums.

Business Owner Policies
Business Owner Policies

One policy. Complete business protection.

BUSINESS OWNER POLICIES

A Business Owner Policy (BOP) bundles general liability and commercial property into one affordable package — ideal for small to mid-size businesses looking for comprehensive coverage without the complexity.

General Liability

Covers bodily injury, property damage, and advertising injury claims.

Commercial Property

Protects your physical location, equipment, and business personal property.

Business Interruption

Replaces lost income if a covered event forces you to temporarily close.

Cyber Liability Add-On

Optional data breach and cyber attack protection for your business.

NOT SURE WHERE TO START?

Our agents will assess your needs and build a coverage strategy tailored to your life.